We offer a comprehensive hurricane claims assessment which includes a deep-dive of your policy coverage and a detailed inspection of all damages, whether apparent or not. Extreme weather does not always need to cause extreme stress. With our help, we will help itemize all damages congruent with water intrusion, flood, and wind damage to ensure that you are maximizing your policy coverage and receiving proper compensation for your damages.
The most pervasive form of water intrusion falls within the realm of plumbing leaks and breaks. Because of the nature of plumbing being underground and behind walls, water damages can often be unapparent and overlooked by homeowners and even many adjusters. To mitigate this risk, Monarch Claims has specific training to accurately detect all covered damages including:
Monarch Claims puts your interests and safety first. A fire can compromise the internal building structure, leaving you and your family at risk. By completing an immediate and thorough evaluation, we can appropriately account for all damages, including those that may be inapparent or hidden. Precision is key in ensuring a safe environment for you and your family. Because fire damage is one of the most destructive types of claims, we thoroughly check for:
Air Conditioning System
Walls, Ceiling & Roof
Rental and commercial properties are more frequently vandalized and maltreated, from graffiti to renters housing marijuana-growth operations, some damage can be more apparent than others.
We will thoroughly review your policy for all coverage exclusions and limitations to ensure that your claim is properly reported, deadlines are properly complied with and your recovery potential is maximized. Monarch Claims will prepare an estimate of your damages including:
Loss of Rental Income
Monarch Claims can alleviate your burden by performing a thorough policy review and preparing a detailed inventory of the items stolen. inspection and perform policy analysis. Coverage exclusions and limitations can be convoluted in cases of theft and may involve in-depth research into the present-market value of stolen items and values of items that are no longer sold or ascertainable. This includes the possibility of retaining expert appraisers.
We will review not only your homeowner's policy but your personal articles policy and any other applicable insurance policy so that your coverage is maximized and your claim is expedited.
Mold is often the result of water damage which provides the opportunity to expand the reach of your policy. Claiming damage for both water and mold maximizes the potential for a promising payout. Insurance carriers maintain the benefit of understanding the barriers of mold coverage within your policy. Monarch Claims has individuals whom hold a mold assessor and remediator license and can advise you on exactly what repairs will be necessary.
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